At Copper Canyon Wealth Management, we provide personalized service to address your unique investment, insurance and financial planning needs. Our process incorporates a total wealth management approach that features:
Personal Financial Planning
Personal financial planning is at the core of the services we provide to individuals and families seeking to build, preserve and manage wealth over time.
Investment management, retirement income planning, education planning, tax and estate planning, and risk analysis are components of a larger, more comprehensive financial plan designed to help address multiple financial and lifestyle goals. Your plan also provides for your heirs or charities and defines the legacy you choose to leave.
Through our secure client wealth planning website, we offer our clients a complete snapshot of every financial balance you have across financial accounts and institutions. With your permission, the site can be accessed by your other trusted advisors including attorneys and CPAs.
This complete aggregation of balances from your checking, savings, investment accounts, credit card companies and mortgage companies provides you with an accurate, daily net worth statement that then dynamically overlays your financial plan, enabling you to see if you are on track every step of the way. Clients can access account balance and transaction history through LPL Account View or CCWealthView.
Learn More: CCWealthView
Learn More: Financial Planning Video
Learn More: Our Wealth Management Process - Organize. Analyze. Plan.
Fee-based financial planning services are offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.
As an investor, your portfolio is more than just a collection of different investments—it’s a resource you depend on to help fund the goals you have in life. Whether you’re building, preserving or transferring wealth, our investment portfolios can be as individualized as you need them to be. Our investment strategies help simplify the complex process of investment management and deliver a personalized portfolio structure to address your changing needs over time. Together, we’ll pursue your unique financial goals and align your investment strategy with your vision for the future.
Learn More: Investment Management
Learn More: Investment Management Video
Whether you are preparing to retire or have already retired, a sound strategy is crucial to:
- Meeting your retirement income needs, desires and expenses.
- Maintaining lifestyle choices and priorities.
- Ensuring that long-term goals and aspirations are funded for travel, healthcare, estate planning, charitable giving and other goals.
We can help you develop a comprehensive plan to:
- Identify and pursue your lifetime income goals.
- Minimize taxes on income—now and during retirement.
- Evaluate the variables in your retirement plan to ensure alignment with your objectives.
Learn More: Retirement Planning
Learn More: Retirement Planning Video
Risk Management Strategies
Protecting yourself, your loved ones, your home or your business against unexpected events is a fundamental aspect of financial planning. Closing the gap on potential risks can be tricky without a comprehensive plan and process that methodically evaluates all potential risk factors. That’s why risk analysis and insurance services are an integral part of our ongoing process. We continually identify and analyze all risk factors and make objective and unbiased recommendations to provide you with the confidence you seek.
Learn More: Insurance Services
Learn More: Insurance Planning Video
Insurance products are offered through LPL Insurance Associates or its licensed affiliates.
Nearly all financial decisions have tax ramifications. Tax liabilities associated with income, estate, gift and various state, excise and sales taxes can take a real toll on your wealth. Our team of experienced professionals can help coordinate the various aspects of your financial plan to help maximize tax-efficient strategies in line with pursuing your overall financial goals.
Copper Canyon Wealth Management Advisors do not provide tax advice. Please consult with your tax advisor.
Learn More: Tax Management Strategies
Whether you’re paying tuition costs now or saving for a future goal, it’s important to ensure that your education strategy is compatible with working towards your retirement income and related financial objectives. Tax considerations and retirement income needs must be weighed and evaluated before choosing a specific strategy. It’s important to remember that while education expenses can be funded through borrowing, retirement expenses cannot.
Since we’re an independent firm, we’re under no pressure to recommend proprietary education savings programs or investment products. Our only concern is which program best meets your needs. The following are among the most popular education savings plans available today:
- 529 Plans
- Coverdell Education Savings Accounts
- Uniform Gifts to Minors Act
- Uniform Transfers to Minors Act
When planning for long-term healthcare needs, it’s important to keep in mind that:
- Medicare is not nursing home insurance and does not cover long-term care.
- Private medical insurance or Medicare supplement plans do not cover maintenance care.
Long-term care insurance can help manage healthcare costs and reduce the impact of inflation while ensuring your healthcare needs, and those of loved ones, are covered well into the future. Adequate financial planning now can help prevent a lifetime of assets from falling short when you need them most.
Learn More: Long-Term Care Protection Strategies
Learn More: Elder Care Video
Preserving wealth from one generation to the next can be complex and time-consuming. Guidance from a competent, experienced advisor can go a long way toward helping make sure your financial success is shared with your family, friends and the charitable organizations you designate, according to your wishes.
We will help you articulate your estate planning goals, and we will work closely with your tax and legal advisors to ensure your financial plan reflects your estate planning needs. Or, if you prefer, we can provide referrals to professional advisors adept at the intricacies of estate and tax planning. Whether you use a trust or another method for accomplishing your long-term estate planning goals, we can assist you in navigating today’s complicated planning strategies.
Learn More: Estate Planning
Learn More: The Power of a Trust
Learn More: Planning With Confidence Brochure
Legacy Planning and Charitable Giving
Charitable giving can provide tax benefits for you and your heirs. A full assessment of the short- and long-term tax and estate planning implications is conducted to help you achieve your wealth management objectives.